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Buy Now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.

About Klarna

● More than 90 million shoppers are using Klarna.
● 200,000 retailers are working with Klarna worldwide.
● Klarna are one of Europe’s largest banks and they’ve been powering online checkouts for 15 years.

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

How does it work

Step 1
Add products to your cart and select “Klarna” when you check out.

Step 2
Enter a few personal details and you’ll know instantly if you’re approved.

Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your order and payments in the Klarna app.

Step 4
You can complete your future Klarna purchases with just one click.

Payment Information

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.
Paying after delivery allows you to try before you buy and is the easiest way to shop online.

Complete the payment in full after purchase at no added cost.

Report returns directly in our app and only pay for the items that you keep.

Not making your payment on time could affect your ability to use Klarna in the future.

Debt collection agencies are used as a last resort
You must be 18+ and a UK resident to be eligible for this credit offer.
 Pay Later Terms and Conditions.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Late fees may apply. Ts&Cs apply

Pay in 3 interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

No interest. No fees. No impact to your credit score.

A new way to pay that’s an alternative to a credit card.

3 instalments gives you flexibility to shop without interest or hidden fees.

Not making your payment on time could affect your ability to use Klarna in the future.

Debt collection agencies are used as a last resort. You must be 18+ and a UK resident to be eligible for this credit offer.  Pay in 3 Terms and Conditions

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Late fees may apply. Ts&Cs apply

FAQ's

Visit Klarna’s FAQ page to find out more about using Klarna.

Please note we are unable to accept Klarna payments for our click & collect service.

Please spend responsibly. Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late could seriously affect your financial status and ability to obtain credit. Make sure you can afford to make your monthly repayments on time. Late fees may apply. Ts&Cs apply

Paul Smith Ltd. is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.